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Real Estate Runway - Chad Sutton - Insta
S1E101: Building Wealth Through Homeownership Using Alternative Real Estate Investing Strategies
Feb 28, 2023 25min

Episode Description

In this episode, real estate expert Chris Prefontaine shares his 31 years of experience in the industry. He reveals how rising interest rates affect the housing market and how creative financing can help buyers find great deals even in a post-Covid market. Chris explores two strategies - owner financing and subject to existing financing - as his favorite methods of creative financing. He also shares four different strategies for finding deals in this market. Tune in to gain valuable insight from an experienced real estate investor!


[00:00 - 06:41] Investing in Real Estate Despite Rising Interest Rates

  • Chris brings 31 years of real estate experience to the table

  • Having survived the 2008 crash, he recommends not taking bank loans in personal name and not using personal money

  • Interest rates are still below average, making it a good time to invest

  • Creative financing allows for properties to be purchased at low interest rates

[06:42 - 13:13] Financing Strategies for Alternative Financing in a Changing Market

  • Interest rates have averaged 7.7% over the past 50 years

  • Current market conditions have made it difficult for many buyers to secure conventional financing

  • It may take up to 24 months for prices to stabilize

  • Creative financing, such as owner financing and subject to existing financing, can be used as an alternative option for buyers who cannot obtain traditional financing

[13:14 - 25:13] Strategies for Creative Financing in the Post-Covid Real Estate Market

  • Identifying motivated sellers can be done through rent by owners, free and clear properties with out-of-state addresses, owner financing, and niche lists

  • A cold calling script for free and clear properties can start with acknowledging the property's free and clear status and asking if the owner has any intentions of selling given the current market conditions

  • Owner financing and subject-to-existing financing are two effective creative financing strategies that can be used in the current market

  • Working with a real estate attorney can be beneficial to ensure compliance with legal requirements and avoid potential pitfalls when using creative financing strategies


“My thoughts are more important than my prediction.“ - Chris Prefontaine

Connect with Chris:


Social Media: Facebook, LinkedIn

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Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life, and maximize wealth! Click here to find out more about the host, Chad Sutton.

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